YsGuy.com Blog

The New Tax Stimulus Bill as it Relates to Real Estate Explained in English
Thanks to Don McClure from Bank of America who shared this great information with me regarding some exciting news for those considering buying their first home; or for those buying up if they’ve been a home for some time. Tax Credit for Homebuyers First-Time Homebuyers (FTHBs): First-time homebuyers (that is, people who have not owned a [...]

FHA Condo Approval UPDATE
Looking to purchase a condominium or townhome for yourself or for an investment property? Before you do, please check with your REALTOR and lender to make sure the community meets the Federal Housing Administration’s guidelines for resale purposes/considerations in the future. Here’s the latest news about new FHA rules. This update contains the temporary changes to [...]

BlackBerry or CrackBerry? Top 10 reasons I love my BlackBerry?
I love my BlackBerry! BlackBerry or CrackBerry? Top 10 reasons I love my BlackBerry handheld device: 10) I can blog just about anywhere! 9) Applications from facebook to iHeartRadio to games with more being developed every day. 8– Multimedia player is great for MP3s, or watch movies and videos during down time. 7) Google SMS! Weather, news, sports, business [...]

Way to go Google?with Locked Safe Search!
Great news! Today on the official Google Blog came the announcement of Locked Safe Search. So often when a search is done on a person’s name, we’ll find inappropriate content for (IMHO) children and adults. Google now has their strict setting which can be locked for every user profile who’s logged in. (I log in every [...]

Possible Extension of the Homebuyer?s Tax Credit
11/5/2009 Update: WASHINGTON (MarketWatch) — The House of Representatives on Thursday approved an extension of jobless benefits and a tax credit for home buyers, sending the measure to President Barack Obama for signature. See http://bit.ly/2jTwPB Thanks to Cameron from Security Home Mortgage, in Orem for the following information about extending the Home Buyer Tax Credit for [...]

Memories with My Living Parents
In the past month, two of my friends had to say good bye to a beloved parent (their mothers). Because I?m way closer to 50 than 45 chronologically, my parents are probably closer to departing this life than living another 20 years. In fact, my dad intimated in one of our conversations earlier this month [...]

Adults: Want to go back to School and Retool/Retrain for FREE? Inexpensive ways to upgrade your skills.
As the number of unemployed or underemployed adults?young and old?rises, many are considering moving back into the classroom to learn about new career paths and reformat their skill sets. Below are some tips to free or reduced cost retooling. Scholarships: Many scholarships don?t have age limits meaning anyone may apply for the funds. There are several [...]

Being happy is a choice? So choose happy!
This morning while listening to an audio book Your Best Life Now by Joel Osteen (for the second time) I heard a truth again which I’ve believed all my life. “Happiness is a choice.” Pastor Osteen expanded on the premise that we choose to be happy or we choose something else. I won’t go into [...]

Up American Fork Canyon?Fishing Tibble Fork?Am I Becoming My Dad?
I’m excited for the summer season because I love to fish in warmer weather. (I’ve never had strong desires to ice fish Strawberry Reservoir in February!) I “discovered” Tibble Fork Reservoir up American Fork Canyon last spring when my dad came into town from out of state and we wanted to do some quick fishing… The discovery [...]

Facts about the $8,000 First-Time Home Buyer Tax Credit
Thanks to Axiom Financial for this analysis and explanation. This is great information. Please contact your lending professional or Dean for an introduction to a professional who will take great care of you whether you’re buying or just have additional questions. In 2008, Congress enacted a $7500 tax credit designed to be an incentive for first-time [...]